DEBT COLLECTION HARRASSMENT LAWYER
According to the Fair Debt Collection Practices Act (FDCPA), there are are specific guidelines which Debt Collection Agencies must follow, and tactics which are prohibited by law.
Violations of the Fair Debt Collection Practices Act which are documented and reported may be costly to the companies which have chosen to fail to comply with the acceptable debt collection guidelines.
Debt Collection Agencies that violate acceptable practices may be fined up to $1,000.00 separately for each occurrence of repeated violations, and in some cases may also provide the individual that is being harassed to seek damages up to $1,500.00 per violation through civil litigation.
According to the Fair Debt Collection Practices Act, a Debt Collection Agency are also in violation if their actions include:
Note: The last item on this list may get you sued when you do it, so you should seek advice from an attorney regarding your rights.
If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.
It is important to note that it is unlawful for Creditors, Debt Collection Agencies or Third Party Debt Collectors to harass you or violate any conditions of the Fair Debt Collection Practices Act (FDCPA). For information about unlawful actions regarding debt collection, please click here.
If you have been the victim of Debt Collection Harassment by Creditors, Debt Collection Agencies or a Third Party Debt Collectors, find out what your legal rights are by contacting The Roper Law Firm at 706.596.5353.
Attorney, John W. Roper is an experienced Debt Collection Harassment and Consumer Protection Lawyer providing professional legal services in serving in Georgia, the Middle and Northern Federal District Courts of Georgia, and Georgia's Eleventh Circuit Court of Appeals.